Cheap health insurance
At Independer you can easily find an affordable health insurance that suits your situation. Fill in your personal details and requirements. You can then compare almost all health insurances in the Netherlands.
How much does health insurance cost per month?
Everyone in the Netherlands who is 18 years of age or older is obliged to take out health insurance. You are obliged to take out at least a basic insurance policy. You pay a premium for your health insurance. This premium differs per insurer. For an in-kind policy, the premium varies between € 115 and € 128 per month. For a restitution insurance the premium varies from € 116 to € 143 per month (in 2022). You can take out a basic insurance with every insurer and you will not pay extra if, for example, you are old or ill. Also, a health insurer is not allowed to refuse you when you take out a basic insurance with them, regardless of your situation. Do you pay your health care premium not monthly, but annually? Then the premium is often discounted.
Monthly or annual payment
The premium for health insurance can be paid monthly or annually. Most people opt for a monthly payment. Each month, the health insurer will then debit the health care premium from your nominated bank account. It is also possible to pay the yearly total of the premium in one payment. Health insurance companies may offer a discount on the premium if paid up-front yearly, in full.
Discount with annual payment
If you opt for annual payment, you may receive a discount from the insurer. If you compare Independer search results based on the prices of the annual premium, the discount per insurer is automatically included. With annual payment, the premium is paid in total for one year. As a result, the health insurance company has less administrative work and the benefit for you is a discount. This discount can be as much as 2% off the yearly price for your health insurance.
Tip: In our comparison tool, we always show the monthly premium. But with most insurers you can also pay annually. Want to compare prices for annual payment? You can select this filter in the search result.